The Biggest Crisis in America

March 10, 2009

There is an economic crisis in America, but it is not our biggest crisis.

The Associated Press today released some numbers from

a national survey on religion in America.

Here are some of the numbers.

  • 15% of the respondents said they have no religion. An increase from 14.2% in 2001, and 8.2% in 1990.
  • Northern New England Surpassed the Pacific Northwest as the least religious Region.
  • 34% of Vermont reported that they have no religion
  • The numbers of Americans with no religion rose in every state
  • Mainline Protestants dropped from just over 17% to 12.9% of the population
  • 30% of married couples did not have a religious wedding ceremony
  • 27% said they did not want a religious funeral
  • 12% of Americans believe in a higher power but not the personal God at the core of monotheistic faiths.
  • 1.2% said they were part of new religious movements, including Scientology, Wicca, and Santeria
  • Evangelical or born-again Americans make up 34% of all American adults and 45% of all Christians and Catholics.
  • Muslim Americans grew to 0.6%

Our biggest crisis in America today is a spiritual crisis. Christians have no where to look but into the mirror when looking at these statistics. If we were at lest discipling our own children these numbers would be increasing for Christ.

Until we take seriously the commandments of God, the economic crisis doesn’t really matter.


Sinking Sand

March 9, 2009

As the Financial Tsunami makes landfall it is destroying everything within its path.  It is taking homes, mortgage companies, banks, investment companies, automobile manufactures, small businesses, large businesses, jobs, and anything or anyone else that has built their future on the sinking sands of debt.


“Therefore whosoever heareth these sayings of mine, and doeth them, I will liken him unto a wise man, which built his house upon a rock:  And the rains descended, and the floods came, and the winds blew, and beat upon that house; and it fell not:  for it was founded upon a rock.  And every one that heareth these saying of mine, and doeth them not, shall be likened unto a foolish man, which built his house upon the sand:  And the rains descended, and the floods came, and the winds blew, and beat upon that house; and it fell: And great was the fall of it.” Mathew 7:24-27

In the area in which I live a large home builder just went out of business.  They cited the current economic environment was too tough for them to survive.  It’s true, the present economic environment is very difficult for home builders or anyone else involved with real estate to survive.  However, just a few short years ago they were making money hand over fist.  Their sales were booming and people were building a lot of homes.  What happened to all of the money that they earned when times were good?

I’ll tell you where it went.  It went to banks in interest payments.

This builder, like many other large builders, operated from a “stay in debt business model”.  It was working from the “microwave worldview” that it must be the biggest builder in the nation, right now!

They used debt to acquire land to be developed into building lots.  They used debt, in the form of a business credit line, to ‘ready’ the land for homes to be built.  They used debt to build spec. homes to be sold.

This type of operation is understandable (although risky) for a new start up business with a limited amount of cash.  However, for many builders and businesses there is no plan to get out of debt, and to operate the business debt free.  When profits are earned they are spent on bonuses, and dividend payments.  Interest paid to the bank is simply another category on the expense side of the ledger.  Sinking Sand.

The travesty of the whole thing is that’s what is taught in most business colleges today.  The students are not taught the pit falls of debt.  Debt is taught as a cost to do business.

It is more then just bad news for this builder and its employees.  There are many people who will suffer the consequences of the builder’s debt.  The towns in which land was acquired is now in questions.  Will this land sit empty with no use for several years?  What about the customers that were in the midst of building a new home; will their home be completed?  What about other companies (landscape companies, roofing companies, etc…) that became yoked with this builder; will they have to go out of business too?

I am not trying to pick on this one company, but I am using them as my example of how most businesses, large and small operate.

Debt kills, it destroys, and it enslaves.

With this in mind, think about these statistics.

  • About 43% of American families spend more than they earn each year.
  • Average households carry some $8,000 in credit card debt.
  • Personal bankruptcies have doubled in the past decade.
  • Consumers owe nearly $2 trillion. (not including mortgage debt)  That’s $18,654 per household

The current national debt is $10,964,973,383,260, and growing.  (Just in case you need to know that’s nearly $11 Trillion!)  It continues to grow at an average pace of $3.71 Billion per day.

At every level of our society (Government, Businesses, Households) debt continues to grow.  It there any wonder why

Thailand Tsunami Destruction

Thailand Tsunami Destruction

we are facing judgment?  We ignore the warning from God about debt and then we pray for blessings.

Make no mistake about it, the Financial Tsunami has made landfall, and only God knows how far it will go.  When it finally does recede we will then begin to see the destruction that it has brought forth upon our land and upon the world.  What an opportunity for the Truth of the Gospel of Jesus Christ.

The Global Financial Summit

November 15, 2008

This is a Ron Paul video on the G20 Summit that is presently taking place.  He does an excellent job of articulating the direction that our country is likely to go.

The Family is Important

November 14, 2008

According to the Bible everyone has a role. Men are to provide for their families and to be the heads of their households. Women are to be the keepers at home so that the word of God is not blasphemed. Children are to be obedient so that they may live long upon the earth. The older men and women are to teach the younger men and women. Everyone has a job, and when it is done correctly not only is their harmony within the family but there is also economic prosperity.

The family is important, but the post-modern society has redefined what the family is and what it looks like. It has redefined the rolls of the family members. It has taken what is beautiful and right and turned it completely upside down. Sadly, the word dysfunctional almost naturally goes in front of most families these days.tidal-wave-2.jpg

This destruction of the Biblical family may be the greatest reason for the Financial Tsunami that is coming. I am working on a series of messages that will outline the roles that we are all suppose to be fulfilling, the benefit of doing things God’s way, and the consequences for ignoring the Bible and doing things our own way.

Please check back as I will post these messages soon.

Federal Reserve Refuses to Identify Recipient(s) of $2 Tillion

November 11, 2008

Very Interesting Article from Bloomberg.

Fed Defies Transparency Aim in Refusal to Disclose (Update2)

By Mark Pittman, Bob Ivry and Alison Fitzgerald

Nov. 10 (Bloomberg) — The Federal Reserve is refusing to identify the recipients of almost $2 trillion of emergency loans from American taxpayers or the troubled assets the central bank is accepting as collateral.

Fed Chairman Ben S. Bernanke and Treasury Secretary Henry Paulson said in September they would comply with congressional demands for transparency in a $700 billion bailout of the banking system. Two months later, as the Fed lends far more than that in separate rescue programs that didn’t require approval by Congress, Americans have no idea where their money is going or what securities the banks are pledging in return.

“The collateral is not being adequately disclosed, and that’s a big problem,” said Dan Fuss, vice chairman of Boston- based Loomis Sayles & Co., where he co-manages $17 billion in bonds. “In a liquid market, this wouldn’t matter, but we’re not. The market is very nervous and very thin.”

Click the link below to read the entire article.

U.S. Looses $35-70 Trillion in GDP Since 1973

November 8, 2008

What is the socioeconomic impact of 50.5 million abortions we have had in the United States since 1973?   It is estimated that abortions have cost the United States of American $35 to $70 Trillion in lost in lost GDP (Gross Domestic Product), and that is a conservative approach to the numbers.

Let me say that again, abortions are costing our economy $35 Trillion dollars conservatively. The number could actually be closer to $300 Trillion!

That’s lost businesses, lost customers, lost tax payers, lost producers, fewer people contributing to social security, and less people to share health care costs. These lost businesses could provide for millions of jobs. The lost customers could be buying cars from GM, Chrysler, or Ford right now. These lost tax dollars could go to pay for more teachers, and local government projects. These lost producers could be providing Wal-Mart with goods, instead of them coming from China. Social security could be healthy, and health insurance rates could be lower.

I won’t go into the probability that of these 50.5 millions murdered people the likelihood that they would be inventors, or leaders, or neighbors that we could learn from. What would an extra 50.5 million citizens do for our country from a military stand point? The realm of possibilities is endless for even one life, let alone 50.5 million.

We are now beginning to feel the effects of the loss of Trillions of dollars in lost GDP. The amazing thing is that while we are in the middle of this economic crisis, we have elected a president that supports abortion at any time during the pregnancy. He even voted for infanticide.Depression Bread Line

“Lo, children are an heritage of the Lord: and the fruit of the womb is his reward. As arrows are in the hand of a mighty man; so are children of the youth. Happy is the man that hath his quiver full of them: they shall not be ashamed, but they shall speak with the enemies in the gate.” Psalm 127 3-5

Sin never goes unpunished. We have been killing the innocent as a nation since 1973, and God has been longsuffering. I believe that one of the greatest reasons that we are on the cusp of an economic disaster is because of the sin of abortion.

Can Anyone Spare Some Change?

November 6, 2008


“Vote for Change”; A very popular slogan for nearly every candidate in nearly every race this election. President elect Barak Obama’s spread the wealth philosophy may have everyone scrounging under the cushions of the couch looking for loose change before we know it.

His socialistic/communistic view to take from the rich and give to the poor would make even Robin Hood blush. Robin Hood was fighting against a tyrant, while Obama plans to use his tyrannical ideology to steal from the working man to finance the man who will not work.

The real shame in this line of thinking is that it not only takes from the achievers, but it also robs our nation from the “pull yourself up by the boot strap,” grit and determination that has made this country what it is, or maybe rather, what it was.

farmer-workingGod’s word clearly states that if a man will not work then neither shall he eat. This is not some cold callus attitude that says that we should turn away the poor; in fact it is just the opposite, but it does hold men accountable for laziness.

We should feed the poor, and visit the widows and the prisoners. But this should be done out of charity or love. The government should not take from someone who will work and given to someone who will not work.

However, when the smoke clears and the dust settles, this call for socialism that so many Americans voted for can be shouldered by the local churches and Christians everywhere, including me. We have allowed the widows and the orphans to be taken care of by the state; we have allowed the poor to be fed by the state. We have allowed the prisoners to go mostly without a single visit.

Of course the state will think that it is their job to feed the poor, and to visit the widows. Of course the orphans and prisoners will count on the state to take care of them, which has taken care of their needs in the past.

However, when the state takes care of individuals there is little responsibility or accountability for the person who receives the donation. The biggest responsibility a welfare recipient has is to go to the mail box to collect their check. The state welfare system is designed to keep people on welfare.

Christian love and charity is designed to teach that person to provide for himself.

When a church takes in and individual in need, it is should be done in a manner that allows that person the dignity of getting back on their feet. In fact, it should be lovingly demanded that people work toward providing for themselves.

So where does that leave us?

It seems pretty apparent to me and many other people that we are headed for some very serious financial problems. While this will cause a lot of pain for many individuals, it will also provide Christians and local churches and opportunity to serve others, and to pick up the ball that was fumbled with FDR.

It will also be a time where many people who are tired of the world chewing them up and spitting them out a chance to turn their backs on that world and turn to the Savior of the world, Jesus.

“For by grace are ye saved through faith, and that not of yourselves: it is the gift of God. Not of works, lest any man should boast himself. For we are His workmanship created in Christ Jesus unto good works, which God hath ordained that we should walk in them.” Ephesians

We are called to work, not for our salvation because that is a gift from God. We are called to work as a demonstration of our salvation so that others can see Christ in us.

Christians, we have a lot of work ahead of us.